take the first step to controlling your life, time & financial future…RIGHT NOW!!!

...All you need is a computer, a phone and a PositiveOutlook...

WE PROVIDE THE OPPORTUNITY, SUPPORT & TRAINING!!!

I'm a Sales & Marketing professional with 25+ years experience - emphasis in the insurance industry, networking & social media marketing.

Providing:

*Debt Elimination & Wealth Accumulation with Worth Unlimited/United First Financial

*Receive a Tax Free Retirement Income through an IUL

*Opportunity to earn an additional income without large investment or risk





Sunday, December 30, 2012

6 Ways Business Could Change in 2013 | Inc.com

6 Ways Business Could Change in 2013 | Inc.com:
At long last, the fax machine may finally die. Read on for more shifts next year that may change how you do business.
Fax machine on the street 2
'via Blog this'

Creating the Ultimate Housework Workout - NYTimes.com

Creating the Ultimate Housework Workout - NYTimes.com:
A challenge to create the ultimate housework workout.


'via Blog this'

Thursday, December 27, 2012

New Cell Phones Available from Solavei | Solavei

New Cell Phones Available from Solavei | Solavei:

FREE phone and FREE month of contract-free Unlimited Voice, Text, and Data for new Solavei members. Free phones while supplies last, so share the great deal with your friends this holiday season and get them started on the opportunity to earn monthly income by sharing a great mobile service.
For more info visit: www.solavei.com/georgesbay and/or call me @ 407-923-9904 begin_of_the_skype_highlighting            407-923-9904      end_of_the_skype_highlighting

                                                 
'via Blog this'

Too Young to Have a Heart Attack - NYTimes.com

Too Young to Have a Heart Attack - NYTimes.com:
Diane Harrington, top row third from right, poses with family and friends at the lakeside cottage several years before her heart attack.

Proving to my teenage sons that 48 isn't too old for fun, I had hung on for dear life as I zoomed behind a speedboat on a ski tube. The next day, when my left arm started hurting, I tried to reassure myself that this wasn't a heart attack.

'via Blog this'

Tuesday, December 25, 2012

Monday, December 17, 2012

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card:
FREE phone and FREE month of contract-free unlimited mobile service for new Solavei members. Free phones while supplies last, so share the great deal with your friends this holiday season and get them started on the opportunity to earn income by sharing a great mobile service. Click for details.
Visit: www.solavei.com/georgesbay and/or call me @ 407-923-9904 begin_of_the_skype_highlighting                 end_of_the_skype_highlighting
                                                 
'via Blog this'

Sunday, December 16, 2012

A Sunday of Sorrow in Newtown - NYTimes.com

A Sunday of Sorrow in Newtown - NYTimes.com:
      

NEWTOWN, Conn. — Seeking solace amid overwhelming grief, residents of Newtown flocked to church services and vigils on Sunday, struggling to comprehend a tragedy that left so many children dead, even as the national conversation turned sharply toward gun control.

'via Blog this'

Friday, December 14, 2012

7 retirement planning myths debunked | LifeHealthPro

7 retirement planning myths debunked | LifeHealthPro:
From working in retirement to deciding when to claim Social Security, many Americans have misguided hopes for their golden years.
                             One in four adults in the U.S. is a grandparent, including Eileen and Doug Flockhart of Exeter, N.H. Many are staying in the workforce. AP Photo/Elise Amendola
'via Blog this'

Wednesday, December 12, 2012

New Cell Phones Available from Solavei | Solavei

New Cell Phones Available from Solavei | Solavei:
¡Compre el ZTE Origin por solo $99 con inscripción y activación nueva de Servicio Móvil de Solavei! Inscríbase al Servicio Móvil de Solavei antes del 31 de Diciembre y reciba su primer mes y tarjeta SIM GRATIS. Luego disfrute de Voz, Textos y Datos Ilimitado por solo $49 al mes sin contrato. La oferta termina el 31 de Diciembre.
Visit: www.solavei.com/georgesbay  y/o llame me @  407-923-9904

'via Blog this'

'Dallas' plans funeral for J.R. - MSN TV News

'Dallas' plans funeral for J.R. - MSN TV News:
                 Larry Hagman

'via Blog this'

Tuesday, December 11, 2012

Running in Reverse - NYTimes.com

Running in Reverse - NYTimes.com:

Backward running, also known as reverse or retro running, is not as celebrated as barefoot running and will never be mistaken for the natural way to run. But a small body of science suggests that backward running enables people to avoid or recover from common injuries, burn extra calories, sharpen balance and, not least, mix up their daily routine...
'via Blog this'

Saturday, December 8, 2012

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card:
‘Tis the season for FREE! Switch to Solavei Mobile Service by Dec. 31 and get your first month of service and SIM card FREE when you bring your own phone- save $78! Then enjoy Unlimited Voice, Text, and Data on a 4G nationwide network for only $49/month.
Visit:www.solavei.com/georgesbay or call me Georges Bayardelle @ 407-923-9904

'via Blog this'

Friday, December 7, 2012

Sharpen your value creation BY ANTHONY IANNARINO DECEMBER 7, 2012

You’ve been told that your dream client wants to give you his business, but one of your competitors has come in at a lower price. If you want to win, you will have to do better. But does that mean you have to reduce your price? You have two choices: You can sharpen your pencil or you can sharpen your value creation.

A few points to consider. First, you have to keep in mind that it’s your dream client’s responsibility to get the best deal he can. He has to check. He has to ask you for a lower price or he wouldn’t be doing his job. It would be irresponsible of him not to try.

Second, most of the time, your dream client is willing to invest more to get the results she needs. But she needs your help in justifying the greater investment. The more you can quantify and explain how a greater investment results in greater returns, the more likely you are to keep your pricing intact. But you need to sell it. Keep these points in mind before you cave in on price.

Sharpen your value creation. When you are asked to lower your price, you need to push back by pointing to the value you are creating. Sharpen your argument around value before you sharpen your pencil.

Instead of allowing your dream client to under-invest in the results he needs, remind him that your pricing model was built on getting him the results he needs and point out the risks of under-investing.

Remind your dream client that the reason she hasn’t been able to achieve the results she has sought in the past is because there wasn’t enough value being created. Something needed to change for results to change.

Point your dream client back to the higher cost he will pay if he chooses your competitor based on price. Explain that cost is different from price.

One last thing. As I write this, I am reminded of how many clients I have seen over the years switch providers expecting different results only to be continually disappointed. They believed the big lie that they could produce better results and pay a lower price. Until they didn’t believe it anymore.

You can’t blame your dream client for choosing a lower price if you didn’t do everything in your power to sharpen your message around the value you create. If you don’t help them to defend your price by defending it yourself, you’re going to have to sharpen your pencil instead.

S. Anthony Iannarino is the managing director of B2B Sales Coach & Consultancy, a boutique sales coaching and consulting company, and an adjunct faculty member at Capital University’s School of Management and Leadership. For more information, go http://thesalesblog.com/s-anthony-iannarino/

Thursday, December 6, 2012

The Importance Of Optimizing Your Local Business Listing - Search Engine Optimization (SEO)

The Importance Of Optimizing Your Local Business Listing - Search Engine Optimization (SEO):
Google and other search engines have started to target a user’s search results with local listings. A few years ago search engines realized that over 70% of Internet searches were for local business services and products...
'via Blog this'

The Ultimate Cheat Sheet for Mastering LinkedIn - LinkedInSite - LinkedIn Resources and Marketing for Entrepreneurs, Executives and Sales Professionals

The Ultimate Cheat Sheet for Mastering LinkedIn - LinkedInSite - LinkedIn Resources and Marketing for Entrepreneurs, Executives and Sales Professionals:
                                               
                                          
With more than 175 million users, LinkedIn is the most popular social network for professionals as well as one of the top social networks overall. Are you using it to its fullest potential? While Facebook, Twitter, Google+

'via Blog this'

Wednesday, December 5, 2012

New Cell Phones Available from Solavei | Solavei

New Cell Phones Available from Solavei | Solavei:
Get the ZTE Origin for only $99 with new enrollment and Solavei Mobile Service activation! * Sign up for Solavei Mobile Service by 12/31 and get your 1st month and SIM card FREE. Then enjoy Unlimited Voice, Text, and Data for only $49/mo with no contracts. Offer expires 12/31.Visit:  www.solavei.com/georgesbay
                                                     ZTE Origin

'via Blog this'

Tuesday, December 4, 2012

Who Let This Man Die on the Subway? - National - The Atlantic Wire

Who Let This Man Die on the Subway? - National - The Atlantic Wire:

                           
There's one big question about today's intense cover of the New York Post: Why didn't anyone help him? If there's enough time to capture a dying man's last moments before getting hit by an oncoming train...


'via Blog this'

A Health Insurance Detective Story - NYTimes.com

A Health Insurance Detective Story - NYTimes.com:

I’VE had a long career as a business journalist, beginning at Forbes and including eight years as the editor of Money, a personal finance magazine. But I’ve never faced a more confounding reporting challenge than the one I’m engaged in now: What will I pay next year for the pill that controls my blood cancer?

'via Blog this'

Monday, December 3, 2012

Eddy Bayardelle: Dr. Eddy Bayardelle Named Bronx Community College’s Vice ... - newsle

Eddy Bayardelle: Dr. Eddy Bayardelle Named Bronx Community College’s Vice ... - newsle:
                                                        
October 16, 2012—Dr. Carole Berotte Joseph, President of Bronx Community College of the City University of New York, has appointed Dr. Eddy Bayardelle as BCC’s Vice President for Institutional Advancement. In this capacity, he will serve as the college’s primary steward of the BCC

'via Blog this'

The Genius of Starting a Company Without Outside Capital By AMI KASSAR

                      Evil Genius: A brewer with no brewery.
                                                                                                                                                                                Courtesy of Evil Genius.
                                    Evil Genius: A brewer with no brewery.


I wonder how many millions of small-business owners and entrepreneurs are sitting out there at this very moment, thinking about the money they need to finance their companies and ideas. The approach an owner chooses can make or break a business. It’s a decision that can change your life.

The first question owners need to ask — and challenge themselves on — is how much money they really need. My experience is that most entrepreneurs think they need much more money than they really do. There is almost always a cheaper way to get things done. And here’s the point a lot of entrepreneurs overlook: Every month that they are on the hunt for money instead of developing and marketing their product or service, they are wasting valuable time.

I recently met with Luke Bowen, founder of Evil Genius Beer Company, who has managed to finance his growing business without taking on debt or handing out equity. The following conversation, in which he explains how he’s done this, has been condensed and edited.

Q.
When did you start your business?

A.
In late 2009 while my original partner and I were in graduate school at Villanova getting our M.B.A.’s.

Q.
Why did you choose to start a business instead of getting a job?

A.
At the time, we saw a lot of businesses laying off people and our prospects for gainful employment as we graduated were pretty slim. We felt at that time — and we still do — that there are tremendous opportunities in recessions to start companies.

Q.
What did you do first?

A.
We took a look at four or five different ideas based on our expertise and our experience as employees and we thought we could make a difference or start our own business. We did feasibility studies on all of them and really found that none of them had as much potential as the craft beer idea.

Q.
So once you decided on beer, what were your options?

A.
Well, our option in the very beginning was to build a brewery, and that’s how most of the craft breweries of this country started. In the late ’80s, ’90s they started small nano breweries and kind of expanded from there, and when we ran the numbers on basically the amount of beer we were going to be able to produce and the profitability from that small amount of beer, we realized that wasn’t feasible.

Instead of raising all this capital in the middle of a recession for a company that had never sold a pint of beer, we decided to use our internally developed recipes and brands and basically outsource the production to a third-party manufacturer.

Q.
What were your start-up costs?

A.
We started this business with less than $35,000.

Q.
Did you get any loans or take any equity from anyone?

A.
No, we took no equity partners and the start-up capital for the business was contributed by the three owners.

Q.
What happened next?

A.
We started selling in Philadelphia. That was our first market. We did a lot of things well and some things not so well but we were always striving to develop the best quality product that we could. Not only did we focus on product quality but we focused on innovative packages, innovative branding, innovative marketing.

Q.
How long did it take before you were generating cash flow?

A.
Because we’re a contract brewery we were able to be cash-flow positive in a very short amount of time minus the initial outlay for packaging and ingredient costs, which were obviously funded by the start-up capital that we put in. We were able to really be cash-flow positive within the first six to eight weeks of operation and have been profitable on paper since our second or third batch of beer.

Q.
Where do you stand today?

A.
We’ve now expanded to 10 wholesalers in three states. Every month we’re growing and selling more beer than the month before.

Q.
What are you thinking about doing next?

A.
We’re coming up at a point where our demand is greater than our supply, so soon we’re going to have to raise the capital to build our own facility.

Q.
How big do you think you’ll get?

A.
Ultimately, my goal is to be as big as Sam Adams.

Ami Kassar founded MultiFunding, which is based near Philadelphia and helps small businesses find the right sources of financing for their companies.



Sunday, December 2, 2012

Salad Days (and Nights) - NYTimes.com

Salad Days (and Nights) - NYTimes.com:

         Roasted sweet potato and crispy kale salad with Roquefort dressing.
With Thanksgiving behind us and weeks of December holiday eating on its way, it’s a good time for some lighter fare. Martha Rose Shulman offers five new salads that are worth celebrating.

'via Blog this'

Saturday, December 1, 2012

Small Employers Weigh Impact of Providing Health Insurance - NYTimes.com

Small Employers Weigh Impact of Providing Health Insurance - NYTimes.com:


'via Blog this'

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card

Solavei | Unlimited Voice Text and Data, Free 1st Month and SIM Card:

‘Tis the season for FREE! Switch to Solavei Mobile Service by Dec. 31 and get your first month of service and SIM card FREE when you bring your own phone- save $78! Then enjoy Unlimited Voice, Text, and Data on a 4G nationwide network for only $49/month.

     

'via Blog this'

GeorgesBay's Positive Outlook

GeorgesBay's Positive Outlook:


Affiliated Companies:
*Assurant Health: Individual & Family Health Insurance
*United Ameican Insurance Co.: Medicare Supplement
*MA Capital Resources: Debt Elimination & Wealth Accumulation
*Visit: http://www.georgesbayspositiveoutlook.com/


'via Blog this'

Twitter

Manta

ProMatcher

ProMatcher Business Network